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Bayron Binkley (I) – Governor

Website: Binkley4Governor.com

Biography

A 5th generation Tennessean, Bayron Binkley grew up in the Nashville area and graduated in 1975 from David Lipscomb High School. He graduated in 1979 from David Lipscomb College– now Lipscomb University– with a degree in Political Science and a minor in History.

Bayron married Patricia Joyce Binkley in 1980. They have three nearly- grown sons and currently live in Brentwood, Tennessee. Patricia is a Science teacher at David Lipscomb Middle School.

The Binkley’s attend the Granny White Church of Christ, where Bayron has served the congregation as a Deacon for approximately five years.

Work History

From 1975 to 1984, Bayron worked with Commerce Union Bank. In 1985, he became a full-time real estate broker, serving the Middle Tennessee area with special service areas in new construction, development, brokerage, and land consultation. His professional background includes previous ownership positions in a Real Estate brokerage firm, a relocation company, and a mortgage brokerage company.

With a family background of real estate development, including new home construction, Binkley knows first-hand the importance of the American Dream—both to individual homeowners, as well as what it represents to a nation’s economy. He currently works with customers and clients selling and buying both commercial and residential properties in the Middle Tennessee area.

Special Interest

Binkley served as a youth baseball coach and commissioner, and as a board member for many years with the Williamson County Youth Athletic Association. He is a member of the Franklin Baseball Club Hall of Fame.

Also a member of the Lipscomb Sports Network Broadcast team, Bayron enjoys being involved in High School Sports, and keeps up with many teams– especially those of his alma mater, and the Nashville and Williamson County Schools. He believes that High School Athletics is the purest form of sports, and that kids need to have an extracurricular activity. Binkley keeps up with and supports most all college and university sport teams in the state of Tennessee. He found immense joy in watching his sons compete on the football field.

Political Interests

Binkley became interested in politics as a young student at David Lipscomb, and began following both local and state elections. He enjoyed history and civics, and majored in political science in college. He acquired first-hand campaign experience in the national and state elections of 1976, where he worked on both a Presidential campaign and a Senate race. While in College, he also volunteered for some local candidates in the Nashville area. While Binkley has closely followed many campaigns on all levels, running for Governor will be the first time that his name is on the ballot.

As an involved, productive member of the Nashville community who is deeply committed to our values and traditions, and as one who wants to preserve and improve the quality of life for those of us in the great State of Tennessee, it is his honor and privilege to run for the Office of Governor.

Other Professional Notes:

Past Member of the American Management Association

Past Member of the Nashville Area Home Builders Association

Current Member National Association of Realtors

Current Member of the Tennessee Association of Realtors

Current Member of the Williamson County Association of Realtors

Former Radio Host in Nashville

Where Bayron Stands on the Issues:

EDUCATION

Education is one of the key building blocks of a superior quality of life in Tennessee. A comprehensive, world-class education with an emphasis on developing skills for the future is essential to the prosperity of our state and every resident living in it. Believing in the concept that education is vital to success, Bayron Binkley’s two major education proposals aim at increasing the level and availability of education throughout the state. In doing so, he believes that residents will be enriched and new businesses will seek the benefits of Tennessee’s highly educated workforce.

Tennessee is blessed with some of the highest performing public schools and dedicated teachers in our nation. Unfortunately, every school district in our State is not equal. Despite having some of the best and brightest, Tennessee also has some of the lowest performers in the nation. Tennessee’s metropolitan school districts have proven that bigger is not necessarily better. Throwing money at the issue is clearly not the answer. A new solution is in order. The prospects of future generations of Tennesseans require that we solve this problem today.

A Need for Choice

Bayron Binkley’s proactive approach to the issue of education stems from the notion that top performing school systems are built through involvement, competition, and choice. Families in upper income brackets already have choices, but Binkley believes that all families in Tennessee, regardless of their socioeconomic circumstance, deserve the best education options possible. Utilizing a state-wide voucher system, Tennessee would be equipped to offer families a path to better schools. With a voucher system students would not only have access to a greater selection of schools overall, but they would also have access to schools that offer concentrations in specific areas of study or enhanced tutoring programs. Essentially, vouchers would allow schools and their students to focus on what they do best. An added benefit to the voucher system is that out of competition it would encourage schools to be highly productive. Public education dollars in Tennessee are provided by federal, state, and local governments based on the number students within that system. With a voucher system, schools would be forced to compete for students and, thus, compete for funding. Be they new or existing, public or private, competition brought on by the voucher system would motivate Tennessee schools to excel.

The great thing about implementing a voucher system in Tennessee is that much of the infrastructure already exists. Determining voucher eligibility would be as simple as processing FAFSA applications; something we already do for Hope Scholarship awards. As with other federal aid programs like free lunch, vouchers would be calculated based on the fiscal need of each family. Wealthy families, like those who already have children enrolled in private schools, would probably not qualify for voucher assistance. Middle income families might qualify for some assistance, while lower income families would be entitled to the full annual voucher amount. For example, let’s say that the full annual voucher amount is $9200.00 per student. Families that qualify could use that $9200.00 voucher to enroll their child in the private or charter school of their choice where tuition costs are equal to or less than their voucher amount.

What Happens to the Public Schools

Early on in the process of implementing the voucher system, in the sparsely populated areas of the state where private and charter school options are not readily available, students will continue to attend their local schools. As the voucher system realizes successes in more populated areas, we believe demand for private and charter schools will spread throughout the state. It is likely that attempts to open private and charter schools in rural areas will be quick in coming. To protect the integrity of the system and ensure optimum results, all private and charter schools (existing or new) will be required to meet state-mandated requirements in order to be eligible to receive voucher funds.

In more populated areas where multiple private and charter school options exist, there will be pressure on local public schools to redefine themselves. Competition in the voucher system will entice metropolitan and suburban area schools to work harder to attract and keep students. Public schools will have to be introspective; promoting what they do well and correcting where they lag behind. Schools focused on math and science or the arts are examples of education specialization that can be used to promote enrollment in the public school system. Two schools in the Metropolitan Nashville Public Schools System exemplify this principle. Martin Luther King Magnet and Hume Fogg Academic Magnet have found ways to capitalize on their assets and promote the education they offer as equal to or superior than many of the available private options. Graduates of both MLK Magnet and Hume Fogg are consistently among the nation’s top students and receive scholarship offers from some of the most prestigious universities in the country.

Thoughts on Implementation

The voucher system will most certainly have an impact on enrollment, personnel, and facility capabilities of private and charter schools. Schools will have to look within themselves as to how to best address such issues. The way those schools choose to handle the growth will help to differentiate themselves in the educational marketplace. As participation in the program grows, private and charter schools will either meet the challenge of growth or lose out to better prepared institutions.

Another concern of private institutions is admission standards. One private school headmaster in the Nashville area expressed angst that the voucher system would force private schools to accept students who do not meet admission standards. That is not true. Under the voucher system, a voucher recipient would have to meet the same admission standards as a student who does not receive vouchers.

To implement a voucher system in Tennessee, the state would have to proceed incrementally. Year 1 of program implementation would focus on students at the elementary school level. In Year 2 or 3 a middle school voucher program would be added. By Year 4 or 5, the system would be ready to add grades 9 – 12 to the program. Along the way, private and charter schools could prepare for the growth by taking applications, conducting admissions testing, hiring new teachers, and increasing facility capacities. At the same time, public schools could go about the task of defining themselves, promoting their positives, and correcting areas where they fall short of excellence.

It is likely that Tennessee teacher unions will balk at the notion of a voucher system. Looking at the overall mission of education in the State of Tennessee though, vouchers appear to offer more potential for success than anything the unions have proposed. The voucher system proposed here remains a government-funded form of education, but offers unprecedented opportunity for achievement regardless of socio-economic background. After nearly 200 years of educating our youth in a way that produces only marginally successful results, perhaps it is time that we make a change.

Post-Secondary Education

The adoption and implementation of a school choice voucher system in Tennessee will result in more of our students being prepared for and accepted into the college of their choice. The sad fact, however, is that despite the availability of student loans, grants, and scholarships, many Tennessee students will still be unable to afford a college education. In an unprecedented move, Bayron Binkley proposes a program which will provide every graduating high school senior in our state the opportunity to earn a two-year associate degree at a Tennessee college, tuition free. The college, junior college, and vocational education system in Tennessee is broad and growing. Combined with increased access to online, distance learning, and adjunct facility programs, the undergraduate system in Tennessee is well equipped to handle all qualified Tennessee students wanting to earn a two-year degree. The program would further assist participating students by allowing them time to mature academically and earn grades worthy of future scholarship awards. High achieving students in the program could be rewarded with additional financial assistance to help them complete their studies at a 4-year Tennessee college or university.

To cover the cost of this unparalleled program our campaign will make better use of current, ineffective education spending. Right now the State of Tennessee spends nearly $90 million in pre-K education. Let’s be realistic, pre-K education is a nice notion, but it does not produce sustainable results. Studies have shown that by the time a student has entered the second grade, there is no measurable difference between those who attended a pre-kindergarten program and those who did not. Essentially, pre-K programs best serve the parents, not the students, as an inexpensive alternative to daycare. So rather than spend $90 million on programs where the results are short-lived at best, Binkley proposes spending those funds in an area where real impact can occur. Spending at the college level will not only help students, but it has the potential completely transform the workforce of our state. Having a knowledgeable, skilled, and college educated workforce will ultimately attract the biggest and best employers to Tennessee.

Tennesseans See Home Equity and Wealth Disappearing

Recent federal laws and programs designed to combat collapsing financial and housing industries may be doing more harm than good. The new programs and laws are producing many unforeseen side effects that are proving very costly to property owners across Tennessee and throughout the country. Although the full extent of the negative ramifications of these programs have yet to be realized, property owners as well as city, county, and state governments across our nation will soon be feeling the squeeze of equity loss and budget shortfalls thanks to the federal bailout.

A practice that affects all

Whenever a mortgage or property equity loan is obtained or renewed, a property appraisal must also be obtained. New federally mandated mortgage banking laws and procedures combined with an increased number of reappraisals have forced banks to order appraisals through a third-party call center. Banks and mortgage companies are no longer allowed input on the selection of appraisers nor do they have any interaction with the appraisers once they have been assigned. Further, because the call center acts as a centralized clearinghouse for the entire industry, appraisers are under extreme pressure to complete appraisals quickly and keep appraised values low. To do so appraisers often choose property sales comparisons based on ease and price rather than actual property similarities. In essence, the property comparables of many recent appraisals are not necessarily the best available comparables, but the easiest. Institutionalizing the appraisal process has eliminated both common sense and individual consideration from property valuation.

Also impacting low comparable sales figures during the appraisal process is the number of forced sales, foreclosures, and short-sale properties currently filtering through the market. Foreclosures and short-sales have a far-reaching ripple effect on the housing market. Property owners across the nation have lost thousands of dollars in equity overnight due to foreclosures in their area. Although it may not be an immediate concern for some property owners, once they try to sell or refinance their property, a market devalued by foreclosures and short-sales will most definitely affect the appraised value of their property. Undervalued sales impact the value of all properties regardless of their status in the market.

How this happens

In a devalued real estate market, foreclosures and short-sales bring down the value of all properties during the appraisal process. Appraisers, working without input from banking officers or real estate professionals and without a thorough knowledge of local real estate markets, use questionable comparable sales figures as a measure of property values. Because appraisers have no motivation for seeking out truly equitable properties in their appraisals, they often offer the sale price of a foreclosed property as a comparable measure of value for a property free of fiscal problems. Despite any efforts taken to avoid debt and foreclosure, a property’s value is frequently reduced by the negligibility and misfortune of neighboring owners. When that happens, responsible property owners are, in essence, punished for their conscientious ownership.

Implementing a solution

To eliminate this problem, I propose an alteration to the appraisal process. Homes forced to sell or foreclosed on should be reclassified and not allowed to be used as comparable value figures for homes free of fiscal problems. For example, a property free from debt and other fiscal issues could be classified as “Class A”. Conversely, a property sold through a foreclosure or short-sale process would be classified as “Class C”. When a property designated as Class A goes through the appraisal process, it could only be compared to other Class A properties. Class C properties would have no bearing on Class A property values. Although this is a measure that needs to take place on a national scale, we should encourage U.S. Senators and Congressional Representatives from Tennessee to take up this measure.

Failing to act

  • If we fail to tackle this issue, the long range effects we likely will see are:
  • People will continue to lose equity in their property and ultimately their personal wealth.
  • Owners will be forced to dip into savings and retirement accounts to pay the difference between loan value amounts and appraised value amounts.
  • City and county governments will feel a significant impact from declining home values as they reduce their tax base and property tax revenues.
  • Continued value declines in the market will result in banks enduring even more short sales.
  • Property values will continue to fall across the board.
  • Builders, limited on what they can build due to lower property appraisals, will significantly cut production or even go out of business.

4 Comments Add Yours ↓

  1. Carol Johnson #
    1

    Dear Sir:
    I am the secretary for the Upper Cumberland Citizens for Responsible Government. We would like to send a list of questions so we might review your answers to determine which candidate most closely agrees with our values and principals. Can you please supply an e-mail address on which I can place an attachment.
    Thank you

    • 2

      Dear Carol,
      Thank you for leaving a comment and I am very happy to see you are taking the time to research the candidates. MonroeVoter.com is not affiliated with any of the candidates but I did attempt to find a email address for Mr. Binkley. As odd as it is Mr. Binkley’s contact page is empty which makes it quite difficult to get a hold of him. I’ll do some more searching to see if I can find the email address for you.
      Sincerely,
      Ryan

      • Chris Binkley #
        3

        I am Bayron’s son feel free to email me at dbinkley@harding.edu and I will pass it along

    • 4

      Carol,
      Please see the comment above for contact information for Mr. Binkley.



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